Fintech

OpenAI has rolled out ChatGPT's personal finance feature to all Plus users in the US. Connect your bank and cards, and the AI analyzes your money with real answers, not generic advice.

Among the first regulated financial platforms in Europe to bring an AI‑driven treasury agent for SMEs to market, iBanFirst will make the new solution available to all customers starting 1 July 2026.

Elon Musk launches X Money in the United States, aiming to turn X into the digital bank of the future. Instant payments, Visa card, cashback, and yields up to 6%: the social network that wants to replace your bank account.

PaySwiss‑X, Switzerland’s first token‑enabled payment platform, delivers instant settlements, 30 % lower fees and built‑in smart‑contracts for B2B transactions while guaranteeing full blockchain traceability and regulatory compliance.

Swiss fintech iSwiss Pay, led by CEO Christopher Aleo, opens a U.S. operation offering American‑based accounts and instant euro‑dollar transfers. The move positions the group as the “natural bridge” linking European and American markets for cross‑border payments.

Mollie unveils Tap App, a free mobile solution that converts any NFC‑compatible smartphone or tablet into a point‑of‑sale terminal. Integrated with Mollie’s Dashboard, it eliminates hardware costs and offers flexible pricing for merchants, pop‑ups, hospitality venues and mobile professionals across Europe.

Smartwage Closes Pre‑Seed Round with Step Fund, the Venture‑Capital Arm of ACP SGR, to Transform Corporate Welfare into Real‑World Spending by Harnessing the Full Potential of AI and Digital Payments. The transaction involves a total investment of €2 million

Revolut receives full UK banking approval as the Bank of England removes restrictions, putting the fintech in direct competition with major banks.

ClearScore launches the Agentic Credit Broking Protocol, a framework for AI agents to operate as compliant credit intermediaries.

The GENIUS Act opens the door for U.S. banks to issue stablecoins. The $323B market could exceed $1 trillion by 2026.

Kraken Financial receives a limited-purpose Fed master account, marking the first direct access for a crypto-native institution to U.S. payment rails.

SEC and CFTC release a five-category classification for digital assets, providing clearer rules for cryptocurrencies, tokens, and stablecoins.

SWIFT is building a shared blockchain-based ledger to enable 24/7 interoperable cross-border payments across its global banking network.

Una delle notizie più significative per il settore delle criptovalute negli Stati Uniti arriva dall’ Office of the Comptroller of the Currency, che ha concesso l’approvazione condizionale a Coinbase per costituire una National Trust Company.

Revolut introduces AIR, a conversational AI assistant for managing spending, investments, and cards directly in chat. UK rollout starts first.